Discover Lagoon CityAdam Wilson, Salesperson · CENTURY 21 Fine Living Realty Inc., BrokerageCall Adam Wilson
Sunset aerial of the townhouse row from the canal, covered boat slips under the decks

Why spend $1,000,000 on a cottagewhen waterfront can be yours for$489,000

Meet Lagoon City — a canal-side community on Lake Simcoe. Your cottage alternative, with room for friends and a covered boat slip.

  • 3 beds
  • 3 baths
  • 1,812 sq ft
  • Covered boat slip

$1,000,000 is an illustrative cottage budget, not a market statistic. Under $500,000 refers to this featured home only: 2–30 Laguna Parkway, MLS® S13858578, asking $489,000 as of November 11, 2026. Condominium townhouse; condo fee and taxes apply.

Aerial of Lagoon City's canal network with Lake Simcoe beyondLagoon City area · not the featured home

Wait — where is Lagoon City?

Not just another cottage subdivision. It was planned around water.

Lagoon City sits on the eastern shore of Lake Simcoe in Ramara, near Brechin. In 1962 civil engineer Andrew Zsolt conceived it as a planned waterfront getaway, with homes set along an interconnected network of lagoons.

Today that network runs more than 18 km. Most homes face sheltered canals rather than open lake — calmer water at the dock, with channels out to Lake Simcoe.

The home is in Ramara near Brechin, on Lake Simcoe's eastern shore — roughly 125 km from Toronto, depending on starting point and route.

Open in Google Maps
Lake SimcoeLagoon CityOrilliaToronto ~125 kmNot to scale

A weekend here looks like…

Less driving to the dock. More time on the water.

Private canal-front deck with patio table at sunsetThe featured home's deck

On the deck

Your own place on the water.

A 15′ × 16′ waterside deck looks over the lagoon — room for dinner outside as the light changes across the water. The canal speed limit is 10 km/h.

Boats heading out the breakwater channel into Lake SimcoeLagoon City area · not the featured home

Saturday morning

Out of the slip and toward the big lake.

Canals connect to Lake Simcoe, and from there the Trent-Severn Waterway. Whether your boat gets through depends on its size, bridge clearances, water levels and seasonal weeds — the Township harvests canal weeds each year.

Sandy beach on Lake Simcoe at Lagoon CityLagoon City area · not the featured home

Saturday afternoon

Two residents' beaches. Bring your wristband.

Lagoon City has two private beaches for residents and their guests, maintained by the Township and run on a wristband program. Mara and McRae Point provincial parks are nearby, too.

Pedestrian footbridge over a Lagoon City canalLagoon City area · not the featured home

Sunday

Ride, rally, then the yacht club.

Mapped bike routes run Atherley to Lagoon City (18.3 km) and Lagoon City to Brock Township (13.5 km). The Racquet Club has 4 pickleball and 2 tennis courts. The Lagoon City Yacht Club has been member-run since 1964. Clubs need their own memberships.

You don't need a million-dollar detached cottage to have a waterfront weekend.

An honest side-by-side. They aren't the same thing — that's the point. Decide which trade-offs you'd rather have.

Detached cottage
2–30 Laguna Parkway
Price
$1,000,000 (illustrative budget)
$489,000 asking
Water
Depends on the lot
Canal-front deck, approx. 15′ × 16′
Boat
Dock — if there is one
Private covered slip (buyer to verify fit)
Outside upkeep
All yours: roof, dock, grounds
Common areas handled by the condominium — per its documents
Ongoing costs
Taxes, insurance, maintenance
$950/mo condo fee + $3,232.40 taxes (2026)
What you own
Detached house and land
Townhouse unit, shared walls

Fee covers building insurance, common-area maintenance and parking (per REALTOR.ca). Budget separately for financing, unit insurance and utilities.

The featured home · Leeward Cove Villas

2–30 Laguna Parkway

$489,000

1 / 13
Bedrooms
3
Bathrooms
3
Size
1,812 sq ft, 3 storeys
Type
Condominium townhouse
Deck
Canal-front, approx. 15′ × 16′
Boat slip
Private, covered; listed for approx. 30-ft cruiser
Condo fee
$950/month
Taxes
$3,232.40 (2026)
  • Wood-burning fireplace
  • Renovated ground level
  • Moovair central heat pump, installed 2023
  • Vacant — immediate possession possible
  • Furniture and TVs can be included if desired

The appeal is straightforward: three bedrooms, a canal-front deck and a private covered boat slip, with an asking price of $489,000. Boat fit (approx. 30-ft cruiser per the listing) is for the buyer to verify.

Know before you go

The straight answers.

Do I get beach access?

Lagoon City's two beaches are private for residents and their guests, run by the Township on a wristband program. Confirm eligibility and current wristband rules with the Township of Ramara — access isn't part of the condo fee.

What will it cost each year beyond the price?

The condo fee is $950/month and 2026 property taxes are $3,232.40. Per REALTOR.ca the fee covers building insurance, common-area maintenance and parking (per REALTOR.ca). Add financing, unit insurance and utilities.

Will my boat fit, and can I get out to the lake?

The slip is listed as suitable for an approx. 30-ft cruiser — verify with your own boat's dimensions. Getting to Lake Simcoe also depends on bridge clearances, water levels and seasonal weeds; the Township manages and harvests the canals each year. The canal speed limit is 10 km/h.

Can I rent it out short-term?

Only if both allow it: the condominium's rules (which may prohibit it) and the Township of Ramara, which requires a short-term rental licence for stays under 28 days ($3,000/year in 2026) plus other conditions. Don't count on rental income.

Can I use it year-round?

Yes, it's a year-round home, with a central heat pump installed in 2023 and a wood-burning fireplace. Some local amenities are seasonal — Grand Harbour Marina, for instance, is closed for the season.

See it before someone else does.

Vacant, with immediate possession possible. Call, text or email Adam Wilson to walk the deck and the slip in person.

Adam Wilson, Salesperson · CENTURY 21 Fine Living Realty Inc., Brokerage

See the $489,000 home